Terms of Service

Last Updated: October 23, 2024

1. Acceptance of Terms

By accessing and using KempDictionary website, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these Terms of Service, please do not use this website.

2. Description of Service

KempDictionary provides informational resources related to banking institutions, SWIFT codes, bank identification codes, and international wire transfer procedures. Our service is purely informational and educational in nature. We do not provide financial services, banking services, or facilitate actual financial transactions.

3. Information Accuracy

While we strive to provide accurate and up-to-date information, KempDictionary makes no warranties or representations regarding the accuracy, completeness, or reliability of any information provided on this website. Banking information, including SWIFT codes and institutional details, may change without notice. Users are strongly encouraged to verify all information directly with their financial institutions before conducting any transactions.

4. No Financial Advice

The information provided on KempDictionary is for informational purposes only and does not constitute financial, legal, or professional advice. We are not financial advisors, and the content on this website should not be relied upon as the sole basis for making financial decisions. Users should consult with qualified professionals for advice specific to their individual circumstances.

5. User Responsibilities

Users of this website are responsible for:

6. Limitation of Liability

To the fullest extent permitted by law, KempDictionary, its owners, operators, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from:

7. Third-Party Links

This website may contain links to third-party websites, including banking institutions and financial services. These links are provided for convenience only. KempDictionary does not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites. Users access third-party websites at their own risk.

8. Intellectual Property

All content on KempDictionary, including text, graphics, logos, images, and software, is the property of KempDictionary or its content suppliers and is protected by United States and international copyright laws. Users may not reproduce, distribute, modify, or create derivative works from any content on this website without express written permission.

9. Privacy and Data Collection

We respect your privacy and do not collect personal financial information through this website. Any data collected through contact forms or website analytics is used solely to improve our services and respond to user inquiries. We do not sell, trade, or transfer personal information to third parties.

10. Prohibited Uses

Users agree not to use this website for any unlawful purpose or in any way that could damage, disable, or impair the website. Prohibited activities include but are not limited to:

11. Changes to Terms

KempDictionary reserves the right to modify these Terms of Service at any time without prior notice. Changes will be effective immediately upon posting to this website. Your continued use of the website after changes are posted constitutes acceptance of the modified terms. We encourage users to review these terms periodically.

12. Disclaimer of Warranties

This website and all information, content, and services provided are offered on an as-is and as-available basis. KempDictionary makes no warranties, expressed or implied, and hereby disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

13. Indemnification

You agree to indemnify, defend, and hold harmless KempDictionary and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of the website or your violation of these Terms of Service.

14. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of New York, United States, without regard to its conflict of law provisions. Any legal action or proceeding related to your use of this website shall be brought exclusively in the federal or state courts located in New York, NY.

15. Severability

If any provision of these Terms of Service is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be replaced with a valid provision that most closely matches the intent of the original provision.

16. Entire Agreement

These Terms of Service constitute the entire agreement between you and KempDictionary regarding the use of this website and supersede all prior agreements and understandings, whether written or oral, relating to the subject matter herein.

17. Contact Information

If you have any questions about these Terms of Service, please contact us through our contact page or at:

KempDictionary
350 Fifth Avenue, Suite 4820
New York, NY 10118
United States
Email: [email protected]

18. Acknowledgment

By using KempDictionary, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. You also acknowledge that you are using this website at your own risk and that you are responsible for verifying all information through official banking channels before conducting any financial transactions.